Terms and Conditions

Effective Date: Wednesday, 25 February 2026

1. Acceptance of Terms

By accessing or using this website and purchasing our stock market courses, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website or services.

2. Educational Purpose Only

All content provided on this website, including courses, webinars, videos, PDFs, charts, strategies, and mentorship sessions, is strictly for educational and informational purposes only.

We do not provide:

  • Investment advisory services
  • Portfolio management services
  • Buy/Sell recommendations
  • Guaranteed returns

Nothing on this website should be considered financial, investment, legal, or tax advice. You are solely responsible for your investment decisions.

3. Eligibility & Registration

  • The platform is open to individuals aged 18 years or older.
  • By registering, you confirm that all information provided is accurate and truthful.
  • Registration requires payment through Razorpay. Payment confirmation secures your access to the live session.

4. Risk disclosure

You acknowledge that:

  • Stock market trading and investing involve significant risk.
  • You may lose part or all of your capital.
  • Past performance does not guarantee future results.
  • Futures, Options, Intraday, and leveraged trading carry high risk.

You agree that all trading decisions are made solely by you at our own risk.

We shall not be liable for any financial loss or damage.

5. NO SEBI REGISTRATION DISCLAIMER

We are not registered as a SEBI Investment Advisor. We do not provide personalized investment advice or stock recommendations.

6. Course Access & Usage

  • Course access is for personal use only.
  • Sharing login credentials is strictly prohibited.
  • Recording, distributing, or reselling course material is not allowed.
  • We reserve the right to terminate access without refund if misuse is detected.

All intellectual property, including presentations, materials, and videos, remains the property of Sanjib Academy.

7. Payment & Refund Policy

  • All payments are processed through secure payment gateways.
  • Fees once paid are non-refundable unless explicitly stated.
  • In case of technical issues, support will be provided.
  • We reserve the right to change pricing at any time.

8. USER RESPONSIBILITY

You agree that:

  • You are at least 18 years old.
  • You are legally capable of entering into this Agreement.
  • You are solely responsible for your trading decisions.
  • You will conduct your own research before making investments.

9. Intellectual Property Rights

All content including:

  • Videos
  • Charts
  • Course modules
  • Logos
  • Branding
  • Website content are protected under copyright and intellectual property laws.
  • Unauthorized reproduction or distribution is strictly prohibited.

10. No Guarantee of Results

We do not guarantee:

  • Profitability
  • Specific returns
  • Income generation
  • Financial success

Results vary depending on individual effort, risk management, capital, psychology, and market conditions.

11. Participant Conduct

  • Participants may ask questions or clarify doubts through the designated chat/Q&A feature.
  • Any behavior that is abusive, offensive, or disruptive is prohibited. Niveshdemy reserves the right to remove or block participants for inappropriate conduct.
  • Content shared by participants (questions, messages, or feedback) may be used for marketing purposes only with explicit consent.

12. Testimonials & Consent

  • Any testimonial, screenshot, or chat feedback may be used by Sanjib Academy for promotional or marketing purposes with the attendee's consent.
  • By registering, participants consent to receive communications through email or CRM tracking tools.

13. Cookies & Tracking

  • By using the website or registering for the workshop, you consent to the use of cookies and tracking tools as per our Privacy Policy.
  • Cookies and tracking are used for website functionality, registration processing, and marketing automation.

14. Limitation of Liability & Disclaimer

Under no circumstances shall Sanjib Academy or its owner be liable for:

  • Trading losses
  • Financial damages
  • Indirect or consequential losses
  • Technical issues
  • Website downtime

Your use of the website and services is entirely at your own risk.

15. Third-Party Links

Our website may contain links to third-party websites or brokers. We are not responsible for their content, services, or policies.

16. Account Termination

We reserve the right to:

  • Suspend or terminate access
  • Remove user accounts
  • Deny service

if any violation of these Terms is detected.

17. Modification of Terms

We reserve the right to update these Terms at any time. Continued use of the website implies acceptance of updated Terms.

18. Governing Law & Jurisdiction

  • All terms shall be governed by the laws of India.
  • Any disputes shall be subject to the jurisdiction of Krisnanagr Judge Court, located in Kirisnanagr, Nadia, West bengal.

19. Contact Information

For any questions regarding these Terms & Conditions, you can reach us at:

By registering for any content, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.